What is AfterPay?

Afterpay offers interest-free payment plans for your online purchases. Buy and receive what you want today and pay it off in four equal interest-free fortnightly instalments.

If you make repayments on time, you’ll only ever pay the price of the item you’ve purchased. The only fees AfterPay charges are late fees for missed payments.

Forget about long, complicated application forms. AfterPay’s proprietary platform makes it quick and easy to get approved instantly and keep shopping.

Who can use AfterPay?

To make a purchase using AfterPay, you must be at least 18 years of age, have a debit or credit card and have a New Zealand residential address.

Can AfterPay be used online and in-store?

AfterPay is available www.EsteeLauder.co.nz for all purchases under $600 for first-time AfterPay users, and under $1000 for returning AfterPay users.

Important information:

Transaction value limits apply to AfterPay purchases made at www.EsteeLauder.co.nz; $600 for first-time AfterPay users, and $1000 for returning AfterPay customers.

The funds for the first payment must be available on your nominated card at the time of checkout.

For first-time AfterPay online customers, or customers yet to complete a full payment cycle using AfterPay, the first payment will be taken at the time of transaction with the remaining three payments deducted each fortnight over the remaining 6 (six) weeks. For all future payments after the first completed purchase, the initial payment will be debited 14 days after the transactions, where the total transaction value is less than $500. If the purchase value is equal to or exceeds $400, the first instalment must be paid at the time of the transaction occurring.

If you wish to return your goods, please complete the online returns process as per the normal returns policy. If eligible for a refund, your initial payment will be returned in full and the remaining payment cancelled at no charge.

When you link your AfterPay account to a debit or credit card, please be aware that the standard fees and charged may be applicable. Please refer to your card issuer’s terms and conditions for full details.

If a payment is due from you but not received by AfterPay in accordance with the payment schedule, a $19 late payment fee will be charged, with a further $7 late payment fee added seven days later if the payment remains unpaid.

For more information about AfterPay terms and conditions, please visit the Afterpay website.